Property Management Joondalup

Joondalup is one of the fastest growing cities in Western Australia and is the second largest Local Government in Western Australia. The city is located 15 kms north of Perth. It was the first Australian Town designed along the three-line principle (economic, social and environmental sustainability). The City has won numerous awards and was named the World’s Most Liveable City of 2011 in its population category at the UN-endorsed annual International Awards for Liveable Communities.

Being a part of Western Australia, Joondalup enjoys over eight hours of sunlight throughout the day, this makes the city one of the best international and national tourist spots all throughout the year. The city experiences a southern hemisphere climate. Joondalup is nestled between the Indian ocean and lake Joondalup with a relaxed atmosphere and an excellent selection of food and shopping facilities. Joondalup has a relaxed, casual atmosphere and is a combination of cultural, civic, commercial and residential properties built on the edge of the stunning Lake Joondalup. Residents and visitors enjoy the cosmopolitan feel and excellent selection of restaurants and cafes as well as free wifi in the City Centre.There are many beaches and parks to explore and spend valuable time with your family and friends.Property Management Joondalup

Above all you will always find a friendly face welcoming newcomers and tourists to a very proud place called home to many generations.


ETHAN PROPERTY SERVICES IN THE JOONDALUP
Ethan Property choose to support their clients that have built new homes in the Joondalup region specifically to provide residents with a lifestyle choice that may have been otherwise out of their reach. The local and experienced team in Joondalup present and take care of these homes ensuring a harmony of great living and honest returns to the investor.

By using Ethan Property’s national support the local team can focus on minimising vacancy rates, regular detailed inspections for incoming and outgoing tenancies, court appearances as and when needed and any “hands on” liaison between the local community, tenants and owners. Our services are streamlined through automation of standard procedures through use of software, apps and systems ensuring the best possible service levels for our owners and their tenants in every aspect of what we do. At every stage automatic Ethan’s systems provide reports that keeps you informed enabling you to manage your decisions on tenant selection, maintenance and all other aspects of investment management as and when required.

The economies of scale of Ethan’s national footprint provides our branches with in-house graphic design and marketing support helping tenants identify our vacant properties quicker! Our systems ensure minimum standards are met with dedicated personnel allocated to keep owners informed of every step. Rent arrears are minimized with automated reminder systems via SMS, email and direct contact. At Ethan we want to know what could happen before it happens. In short we take care of thousands of properties around Australia as if each and every one of these was our own!

All of this and yet you will pay no more! Ethan efficiencies are achieved through the finely tuned processes providing our owners and their tenants with the very best of property management right here in Joondalup!

We welcome you to give us a call and try us out! Your Free Appraisal will come with a full analysis of the market, comparison with similar properties and a full marketing plan with a choice of options. At Ethan it is all about YOU!

Debt Management plan

Reduce your monthly outgoings with Debt Management
How DMP works

If you can’t afford your monthly payments to credit cards, store cards, loans and overdrafts, our debt management plan can replace them all with a single affordable payment. We could possibly stop demands from creditors and even reduce or freeze interest and charges on your debt with creditor’s agreement.

Debt management can be the easiest and quickest solution to your debt problems. If you take out a debt management plan with us, we will review your financial situation and determine the best repayment scheme available to you. This means, how much you are able to pay over a certain amount of time.

We will then act on your behalf to negotiate these repayment terms to every party you owe money to. This means you no longer have to deal with creditors (the people you owe money to), bailiffs or anyone else demanding money.

What a debt management plan demonstrates to your creditors is that you are very serious and committed to repaying your debts in full. It gives you peace of mind that you are dealing with your debt problem in a structured way and can now see the route forward to a debt free life.

Whilst it is true that creditors are not bound by a debt management plan, because it is not a legally binding agreement like an IVA, many of your creditors prefer this type of arrangement because it reduces the cost of their collections, and they get a better financial return than if you enter an IVA or are declared bankrupt.

Allowing us to set up your plan means we will handle all communications with your creditors and if you do continue to get any letters in the mail, simply forward them to us and we will deal with them. Our comprehensive service means you no longer need to discuss your debts with a bank or credit card company, instead you can relax with confidence – your finances are under control.

How Debt Management Helps

Lower payments.

Payments are based on disposable income once essential outgoings such as rent and food are budgeted for. Many non-obvious items can be included as essential living expenses, please contact us for full details.

One payment.

Less hassle, you pay us and we forward payments to your creditors.

No need for creditors to contact you.

You can advise your creditors that NDC are dealing with your debts and you may refer any correspondence from your creditors to us.

Flexibility.

If your financial circumstances change for the better or the worse, you may adjust payments accordingly.

No charges for late or missed payments.

Often we can achieve to have interest payments stopped at the point of entering the debt management plan.

No need to get involved in legal proceedings

Unlike an IVA, debt management is an informal agreement, not involving the courts nor requiring minimum debts.

Does not put your home at risk

Unlike a secured debt consolidation loan, you do not run the risk of having your home repossessed should you not be able to make payments.

Why NDC?

We handle thousands of enquiries per month, and as one of the UK’s leading debt solution companies, offer a range of solutions. Therefore you can be assured we recommend debt management only when it is the most appropriate solution for you. Our qualified advisors will give you information and advice on our Debt Management services and they will illustrate how they could potentially help you.

IVA

If you are committed to taking control of your personal debts, keeping your home and avoiding bankruptcy then an IVA, could be the best solution to your debt problems.

An IVA is a simple, flexible and effective way of getting rid of all your debts. You can expect to write off up to 75% of your unsecured personal debts with an IVA. The amount of debt that you can write off with your IVA will depend on what you can afford to pay.

An IVA is a legally binding agreement between you and your creditors. The agreement states that you will make fixed monthly payments each month into your IVA, and in return they will accept lower payments over a fixed term, usually 5 years, and write off any debt that has not been repaid in this time.

If you own your home, you will need to pay a percentage of the equity (calculated at today’s value) into the arrangement. Your creditors cannot demand any additional payments from you unless your financial circumstances improve during the life of the IVA. During the IVA, the creditors are legally bound to freeze the interest on any outstanding debts and to cease adding late payment charges to the debtor’s accounts. Once an IVA has been successfully completed any outstanding balances must be written off by the creditors, in many cases as much as 75% leaving the debtor debt free. The IVA is drawn up by one of our panel of licensed Insolvency Practitioners.

Whether you qualify for an IVA depends on how much you owe, what assets you have, what you can afford to pay into the IVA and the stability of your income to enable you to maintain payments.

Is an Individual Voluntary Arrangement right for you?

Applicant must be insolvent

This means the inability to repay debts as they fall due, and these debts total more than the applicant’s available assets. An IVA is not possible should personal wealth such as property or other assets be worth significantly more than the debts.

Residency of Applicant

Applicants must be resident in England, Wales or Northern Ireland.

Debt levels and Number of Creditors

Applicants need to owe more than £10,000 to creditors (minimum three lines of credit from two or more creditors) and be able to afford at least £100 per month towards their debts in order to potentially qualify for an IVA.

An IVA proposal is a legal document so the applicant must provide suitable evidence to support the proposal such as payslips and bank statements.

Benefits of an individual voluntary arrangement (IVA)

• Consolidate all unsecured debts into in single monthly payment
• Once IVA is complete you will be Debt Free (usually 5 year term)
• Pay only what you can afford
• Interest and charges are frozen
• It is a legally binding contract which creditors cannot break if payments are maintained
• Creditor demand letters and phone calls will stop
• Bailiffs and debt collection companies will stop legal action

Potential drawbacks of an individual voluntary arrangement (IVA)

• Legally binding agreement usually for 5 years.
• Your details will be recorded on the insolvency register.
• Further credit will be restricted within the term
• Failure to comply with the IVA may lead to bankruptcy.
• Your credit rating will be affected for six years.
• Secured debts including charging order will remain outstanding.

hypnotherapists In manchester

Health & Safety significance

Health and safety is of prime importance to hypnotherapy

If under prescription of any medication, we will need to know what this is to ensure that the treatment design is customised for the healthiest result..

Any medical conditions such as Epilepsy and MS maybe require a specialised ‘focus treatment‘. We advise that they can only be treated in clinic or via a home/office visit for maximum health benefits, with it still being possible to do most other treatments online when required.

hypnotherapists In Manchester. Is it normal to be apprehensive about hypnotherapy ? or is it better to remove any apprehension to discover better solutions for current problems which are still ongoing, presenting a risk to health or age or lifestyle. We help do this. Treatments are best performed in our clinic. .

Appointments are best made 1 week in advance to ensure waiting times are avoided or for urgency contact us.

The British Medical Association acknowledged & approved the use of hypnotherapy as a valid medical treatment to improve health in 1955,understanding the effectiveness of it as discovered by “James Braid”, used by “Sigmund Freud”. Health of all our clients is a priority as it effects our future business.

Our treatment procedure involves 3 stages:

Treatment customisation
Carrying out the treatment
Follow up session to ensure results are produced